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The “bridge property”: the fastest (and most realistic) strategy to buy an apartment and stop renting - La Nacion Propiedades
Source:
www.lanacion.com.ar
October 14, 2025
By Juan Manuel Tapiola
The strategy to become a homeowner revealed by a real estate expert. NYC Housing
In today's Argentina, owning a home seems like an increasingly distant dream . Without affordable mortgage credit and with dollarized prices compared to incomes in pesos , most people feel destined to continue renting for life. However, my experience as a developer taught me something key: it's not about waiting for the perfect moment, but about designing the right strategy .
That's why I want to share an idea that changed the lives of thousands of people and that can change yours: the "bridge property . "
One of the biggest mistakes when buying a home is going straight for the "forever" property : that ideal, spacious apartment in the perfect area, with all the bells and whistles, two parking spaces, and the finest finishing touches. The problem? We don't have enough money, and the result is already known to all: procrastination until the perfect conditions are met, which is, never. Meanwhile, we renew the lease for two more years and continue to squander our savings: monthly rent, moving fees, commissions, deposits, and so on. Let's call this vicious cycle the cursed "continuous rental cycle . "
But let's not despair; there is a strategy to break this cursed cycle. It's a realistic plan that , while not the ideal path we'd all like, achieves its objective : a practical way to get us out of renting in the shortest possible time and become homeowners. It's not a laboratory theory; it's proven in the field: of the more than 4,000 apartments I've built, more than 1,000 owners succeeded thanks to this strategy . So I think it's worth knowing what it's all about.
One of the biggest mistakes when buying a home is to aim directly for the “definitive” property. Daniel Basualdo
The "bridge property" strategy is a step-by-step plan that takes you from your current situation (continuous rental) to your dream property, but in a realistic way. The main objective of this plan is to get you out of the continuous rental cycle as quickly as possible and become a homeowner .
How? Through a bridge property, much more in line with your current capabilities.
The key is in the word “middle property” : a smaller home than the one you were looking for (thank goodness for studio apartments), further away from your ideal area (thank goodness for alternative neighborhoods and towns) and with fewer amenities than the dream property (thank goodness for the only amenity that really matters: the grill at most, the SUM).
A "bridge property" isn't the dream property , not by a long shot, but it serves a key purpose: getting you out of the cycle of continuous rentals as quickly as possible. It also has three other functions:
Once you own your "bridge property" (yes, I said "owner"), the rental expense disappears , and the old cycle of continuous renting reverses and transforms into a virtuous circle for the owner . A process of continuous construction begins toward our dream property, or, if necessary, toward our second and improved bridge property. Furthermore, this process can be accelerated by making strategic improvements to said "bridge property ," increasing its value beyond the investment.
The “bridge property” works best with a well-to-well apartment for two main reasons:
It's more flexible because moving between units (remembering that this property isn't an end, but a means to achieving your dream property) is generally much easier if you buy from a developer, as long as the seller has a policy that supports this strategy. On the other hand, transaction costs in a "bridge property" are key.
What are transaction costs? The expenses involved in the purchase and sale of a property, such as taxes, fees, administrative costs, etc. , can reach 10% of the property's price . In a well-maintained apartment, these costs almost disappear or are at least reduced by approximately 70%, depending on the case.
Start with something small and low-ticket to get to the desired propertyDaniel Basualdo
The main obstacle to implementing this strategy is cultural. Many people still think of home buying as a single, isolated moment in their lives, as a final moment. But in reality, it should be thought of as a process in stages. And the sooner you take the first step, the sooner you'll reach the final one: your dream property .
The Bridge Ownership strategy can make the difference between continuing to wait for a miracle and becoming a secure, predictable, and permanent homeowner .
www.buysellba.com
Source:
Un economista revela qué tiene que pasar para que crezca el crédito hipotecario en la Argentina
El especialista que sigue el minuto a minuto del financiamiento en propiedades plantea las respuestas a cuatro preguntas clave
www.lanacion.com.ar
October 14, 2025
By Juan Manuel Tapiola
The strategy to become a homeowner revealed by a real estate expert. NYC Housing
In today's Argentina, owning a home seems like an increasingly distant dream . Without affordable mortgage credit and with dollarized prices compared to incomes in pesos , most people feel destined to continue renting for life. However, my experience as a developer taught me something key: it's not about waiting for the perfect moment, but about designing the right strategy .
That's why I want to share an idea that changed the lives of thousands of people and that can change yours: the "bridge property . "
One of the biggest mistakes when buying a home is going straight for the "forever" property : that ideal, spacious apartment in the perfect area, with all the bells and whistles, two parking spaces, and the finest finishing touches. The problem? We don't have enough money, and the result is already known to all: procrastination until the perfect conditions are met, which is, never. Meanwhile, we renew the lease for two more years and continue to squander our savings: monthly rent, moving fees, commissions, deposits, and so on. Let's call this vicious cycle the cursed "continuous rental cycle . "
But let's not despair; there is a strategy to break this cursed cycle. It's a realistic plan that , while not the ideal path we'd all like, achieves its objective : a practical way to get us out of renting in the shortest possible time and become homeowners. It's not a laboratory theory; it's proven in the field: of the more than 4,000 apartments I've built, more than 1,000 owners succeeded thanks to this strategy . So I think it's worth knowing what it's all about.
One of the biggest mistakes when buying a home is to aim directly for the “definitive” property. Daniel Basualdo
What is a “bridge property”?
In a market like Argentina's , with inflation , dwindling credit , and dollarized property prices (although very few people are paid in that currency), the "bridge property" strategy becomes even more important.The "bridge property" strategy is a step-by-step plan that takes you from your current situation (continuous rental) to your dream property, but in a realistic way. The main objective of this plan is to get you out of the continuous rental cycle as quickly as possible and become a homeowner .
How? Through a bridge property, much more in line with your current capabilities.
The key is in the word “middle property” : a smaller home than the one you were looking for (thank goodness for studio apartments), further away from your ideal area (thank goodness for alternative neighborhoods and towns) and with fewer amenities than the dream property (thank goodness for the only amenity that really matters: the grill at most, the SUM).
A "bridge property" isn't the dream property , not by a long shot, but it serves a key purpose: getting you out of the cycle of continuous rentals as quickly as possible. It also has three other functions:
- Own roof
- Capitalization
- Have a place to plan the next step
Once you own your "bridge property" (yes, I said "owner"), the rental expense disappears , and the old cycle of continuous renting reverses and transforms into a virtuous circle for the owner . A process of continuous construction begins toward our dream property, or, if necessary, toward our second and improved bridge property. Furthermore, this process can be accelerated by making strategic improvements to said "bridge property ," increasing its value beyond the investment.
The “bridge property” works best with a well-to-well apartment for two main reasons:
- It is more flexible
- Lower transaction costs.
It's more flexible because moving between units (remembering that this property isn't an end, but a means to achieving your dream property) is generally much easier if you buy from a developer, as long as the seller has a policy that supports this strategy. On the other hand, transaction costs in a "bridge property" are key.
What are transaction costs? The expenses involved in the purchase and sale of a property, such as taxes, fees, administrative costs, etc. , can reach 10% of the property's price . In a well-maintained apartment, these costs almost disappear or are at least reduced by approximately 70%, depending on the case.
Start with something small and low-ticket to get to the desired propertyDaniel Basualdo
The main obstacle to implementing this strategy is cultural. Many people still think of home buying as a single, isolated moment in their lives, as a final moment. But in reality, it should be thought of as a process in stages. And the sooner you take the first step, the sooner you'll reach the final one: your dream property .
The Bridge Ownership strategy can make the difference between continuing to wait for a miracle and becoming a secure, predictable, and permanent homeowner .
www.buysellba.com
