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Real estate microinvestments: a solid strategy in the face of exchange rate tensions - Ambito Financiero
Source:
www.ambito.com
September 11, 2025
By Marcos Victoria
Immersed in the electoral scenario, the government is testing a battery of measures to protect the stability of the dollar heading into October. Regardless of the success of this mission, it is undeniable that the peso faces a devaluation process. Given this scenario, one strategy is emerging as an attractive alternative for those seeking to protect their capital: microinvestment in real estate.
In the midst of an uncertain environment, microinvestments in commercial real estate not only democratize access to real estate, but also open the door to smarter savings strategies than stashing away piles of dollars under the mattress.
It's nothing new to say that electoral processes create highly volatile scenarios. However, these legislative elections appear to exacerbate the relationship between the ballot box and the economy. The outcome of the Buenos Aires elections increased uncertainty regarding the October results and, therefore, the ruling party's operational capacity in Congress. At the same time, it deepened the adoption of defensive strategies by businesses and individuals, a phenomenon that began to take shape even before Kirchnerism's partial victory.
Just look at the latest data on foreign currency purchases: during the month of July, Argentines purchased more than US$3.4 billion. A 42% increase compared to June. It's true that some of this percentage is due to demand for winter vacations, but it's also true that the dollar rose almost 14% during that month. Furthermore, a report by the consulting firm PxQ reveals that 45% of the dollars purchased by savers were stashed under their mattresses. Evidently, the middle class is beginning to consider alternatives to protect their savings, even as a precautionary measure.
It is in this context that real estate microinvestment emerges as a useful tool, not only to avoid the depreciation of savings, but also to generate profit. It is a way to invest in the real estate sector with down payment amounts much lower than those required to purchase a complete property. This model does not rely on the traditional purchase and sale of properties, but rather on joint contributions to the development of real estate projects. According to recent surveys, Argentina leads the ranking of investment in tokenized real estate in Latin America. This reflects a logical historical reflection: even when inflation appears to be subsiding, it operates on fear.
While the concept initially emerged in residential real estate, in recent years it has also expanded to commercial real estate. According to the market research and consulting firm Grand View Research, this segment generated revenues of $1.358 billion in 2024, and projections indicate it will reach $1.915 billion by 2030.
In the US, the self-storage business alone generates $35 billion annually. This model, similar to that of garages in Argentina, is based on the subdivision of storage buildings into units and, starting at $50,000, allows access to a property title. These amounts are unthinkable in the residential segment. This trend is also being seen locally, with offices recovering, logistics expanding, and a nearly full retail market.
Focused on small assets or fractions of large developments, commercial real estate offers three major advantages to investors: low income levels, rent in dollars, and the ability to build diversified portfolios. Furthermore, many options in the sector allow for investment abroad, in an international context that favors its expansion: the global trend is a decline in the birth rate and an increase in production. In other words, in many countries, warehouses are becoming more necessary than buildings.
On the other hand, the climate of political uncertainty gripping Argentina also enhances the attractiveness of tangible assets. The day after the Buenos Aires elections, Argentine bonds and stocks on Wall Street fell by up to 25%. This is a natural response in a market that is essentially cautious, awaiting both the October election outcome and the realignment of economic policy before deciding its next moves.
In the midst of an uncertain environment, microinvestments in commercial real estate not only democratize access to real estate, but also open the door to smarter savings strategies than stashing dollars in piles under the mattress. The key for savers is to embrace a fundamental concept: those who bet on the dollar may not lose, but those who bet only on the dollar are sure to win.
www.buysellba.com
Source:
Microinversiones inmobiliarias: una estrategia sólida frente a la tensión cambiaria
Inmerso en el escenario electoral, el Gobierno ensaya una batería de medidas para proteger la estabilidad del dólar de cara a octubre. Independientemente del éxito de esta misión, es innegable que el peso enfrenta un proceso devaluatorio . Ante este panorama, una estrategia se posiciona como una...
www.ambito.com
September 11, 2025
By Marcos Victoria
Immersed in the electoral scenario, the government is testing a battery of measures to protect the stability of the dollar heading into October. Regardless of the success of this mission, it is undeniable that the peso faces a devaluation process. Given this scenario, one strategy is emerging as an attractive alternative for those seeking to protect their capital: microinvestment in real estate.
In the midst of an uncertain environment, microinvestments in commercial real estate not only democratize access to real estate, but also open the door to smarter savings strategies than stashing away piles of dollars under the mattress.
It's nothing new to say that electoral processes create highly volatile scenarios. However, these legislative elections appear to exacerbate the relationship between the ballot box and the economy. The outcome of the Buenos Aires elections increased uncertainty regarding the October results and, therefore, the ruling party's operational capacity in Congress. At the same time, it deepened the adoption of defensive strategies by businesses and individuals, a phenomenon that began to take shape even before Kirchnerism's partial victory.
Just look at the latest data on foreign currency purchases: during the month of July, Argentines purchased more than US$3.4 billion. A 42% increase compared to June. It's true that some of this percentage is due to demand for winter vacations, but it's also true that the dollar rose almost 14% during that month. Furthermore, a report by the consulting firm PxQ reveals that 45% of the dollars purchased by savers were stashed under their mattresses. Evidently, the middle class is beginning to consider alternatives to protect their savings, even as a precautionary measure.
It is in this context that real estate microinvestment emerges as a useful tool, not only to avoid the depreciation of savings, but also to generate profit. It is a way to invest in the real estate sector with down payment amounts much lower than those required to purchase a complete property. This model does not rely on the traditional purchase and sale of properties, but rather on joint contributions to the development of real estate projects. According to recent surveys, Argentina leads the ranking of investment in tokenized real estate in Latin America. This reflects a logical historical reflection: even when inflation appears to be subsiding, it operates on fear.
While the concept initially emerged in residential real estate, in recent years it has also expanded to commercial real estate. According to the market research and consulting firm Grand View Research, this segment generated revenues of $1.358 billion in 2024, and projections indicate it will reach $1.915 billion by 2030.
In the US, the self-storage business alone generates $35 billion annually. This model, similar to that of garages in Argentina, is based on the subdivision of storage buildings into units and, starting at $50,000, allows access to a property title. These amounts are unthinkable in the residential segment. This trend is also being seen locally, with offices recovering, logistics expanding, and a nearly full retail market.
Focused on small assets or fractions of large developments, commercial real estate offers three major advantages to investors: low income levels, rent in dollars, and the ability to build diversified portfolios. Furthermore, many options in the sector allow for investment abroad, in an international context that favors its expansion: the global trend is a decline in the birth rate and an increase in production. In other words, in many countries, warehouses are becoming more necessary than buildings.
On the other hand, the climate of political uncertainty gripping Argentina also enhances the attractiveness of tangible assets. The day after the Buenos Aires elections, Argentine bonds and stocks on Wall Street fell by up to 25%. This is a natural response in a market that is essentially cautious, awaiting both the October election outcome and the realignment of economic policy before deciding its next moves.
In the midst of an uncertain environment, microinvestments in commercial real estate not only democratize access to real estate, but also open the door to smarter savings strategies than stashing dollars in piles under the mattress. The key for savers is to embrace a fundamental concept: those who bet on the dollar may not lose, but those who bet only on the dollar are sure to win.
www.buysellba.com
