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Real estate transactions are on the rise even without mortgage loans and with the dollar on the rise - La Nacion Propiedades
Source:
www.lanacion.com.ar
October 22, 2025
The province of Buenos Aires revealed the number of deeds that were registered in September and the number was surprising.
By Candela Contreras
September once again showed positive signs in the province of Buenos Aires. Freepik photo
The real estate market once again showed positive signs despite the current virtual shortage of mortgage credit lines , exchange rate instability , and the pre-election period . How can this be explained?
According to the latest data on deeds registered in the province of Buenos Aires , 14,366 property sales were formalized in September , a 44% increase compared to the 9,954 transactions completed in the same month of 2024, according to the monthly survey conducted by the Buenos Aires Notary Association. Meanwhile, in the month-on-month comparison, an 11% increase was observed compared to August , when 12,964 deeds were recorded.
The entity highlights the statistical values as positive, although it clarifies that the dynamics of the market variables observed recently could generate certain differences in the number of transactions in the coming weeks .
"The year-over-year growth shows that activity remains at higher levels than in previous years, both in sales and mortgages," said Guillermo Longhi, president of the Buenos Aires Notary Association.
In September, 14,366 deeds of sale were formalized in the province of Buenos Aires. Ricardo Pristupluk
"The increase in the number of mortgages continues to highlight the importance of financing in market dynamics. It's a decisive factor in sustaining growth and expanding housing affordability," Longhi emphasizes.
However, behind this encouraging data lies a reality that discourages any enthusiasm : the gap between the lowest and highest rates on the market today is so wide that, in practice, it defines who can access their own home and who is definitely left out .
Even with the encouraging September figures, analysts explain that these loans correspond to approvals prior to the dollar's rise and a more moderate interest rate scenario. "These are transactions that have been in the works for four months or more, amidst the pre-election stability," industry insiders agree.
According to Federico González Rouco, an economist specializing in housing, many of the current applications "correspond to applications initiated about three months ago, before the September elections in the province of Buenos Aires." He explains that at that time, rates "were already high, but a little lower than they are now." He also points out that the impact of the dollar remains significant: " The perception that this may be coming to an end is causing people to rush to secure credit and seek strategies to compensate for what the dollar takes away from their potential financing."
The economist adds that the point at which a devaluation completely cuts off credit has not yet been reached, but that " an acceleration effect prior to the national elections could be observed , driven by expectations of what might happen next."
www.buysellba.com
Source:
Suben las operaciones inmobiliarias aun sin crédito hipotecario y con el dólar en alza
La provincia de Buenos Aires reveló la cantidad de escrituras que se registraron en septiembre y el número sorprendió
www.lanacion.com.ar
October 22, 2025
The province of Buenos Aires revealed the number of deeds that were registered in September and the number was surprising.
By Candela Contreras
September once again showed positive signs in the province of Buenos Aires. Freepik photo
The real estate market once again showed positive signs despite the current virtual shortage of mortgage credit lines , exchange rate instability , and the pre-election period . How can this be explained?
According to the latest data on deeds registered in the province of Buenos Aires , 14,366 property sales were formalized in September , a 44% increase compared to the 9,954 transactions completed in the same month of 2024, according to the monthly survey conducted by the Buenos Aires Notary Association. Meanwhile, in the month-on-month comparison, an 11% increase was observed compared to August , when 12,964 deeds were recorded.
The entity highlights the statistical values as positive, although it clarifies that the dynamics of the market variables observed recently could generate certain differences in the number of transactions in the coming weeks .
"The year-over-year growth shows that activity remains at higher levels than in previous years, both in sales and mortgages," said Guillermo Longhi, president of the Buenos Aires Notary Association.
In September, 14,366 deeds of sale were formalized in the province of Buenos Aires. Ricardo Pristupluk
What happened to the deeds signed with a mortgage loan?
As for mortgages, September also saw an increase . In the ninth month of the year, 2,440 were signed , representing a 186% increase compared to the same month last year, and a 7% increase compared to August ."The increase in the number of mortgages continues to highlight the importance of financing in market dynamics. It's a decisive factor in sustaining growth and expanding housing affordability," Longhi emphasizes.
However, behind this encouraging data lies a reality that discourages any enthusiasm : the gap between the lowest and highest rates on the market today is so wide that, in practice, it defines who can access their own home and who is definitely left out .
Even with the encouraging September figures, analysts explain that these loans correspond to approvals prior to the dollar's rise and a more moderate interest rate scenario. "These are transactions that have been in the works for four months or more, amidst the pre-election stability," industry insiders agree.
According to Federico González Rouco, an economist specializing in housing, many of the current applications "correspond to applications initiated about three months ago, before the September elections in the province of Buenos Aires." He explains that at that time, rates "were already high, but a little lower than they are now." He also points out that the impact of the dollar remains significant: " The perception that this may be coming to an end is causing people to rush to secure credit and seek strategies to compensate for what the dollar takes away from their potential financing."
The economist adds that the point at which a devaluation completely cuts off credit has not yet been reached, but that " an acceleration effect prior to the national elections could be observed , driven by expectations of what might happen next."
www.buysellba.com
