BuySellBA
Administrator
Real estate deeds in Buenos Aires City grew 22% in May, and property purchases with credit are booming - La Nacion Propiedades
Source:
www.infobae.com
June 26, 2025
Transaction volume recorded a new monthly increase, consolidating a positive trend that has lasted three years. Strong increase in bank-financed transactions
Mortgage loan transactions grew 822% year-on-year and accounted for more than 23% of the total in Buenos Aires (Illustrative Image by Infobae)
Real estate activity in the Autonomous City of Buenos Aires achieved further growth in May 2025, with 5,610 deeds of sale being signed , representing a 22% increase compared to the same month last year , according to the monthly report released by the Buenos Aires Notary Association. This figure surpassed the 5,471 transactions recorded in April and became the highest monthly figure since the peak in 2018.
This increase is part of a 36-month streak of positive year-over-year variations , something unprecedented in the market's recent history. "We have now reached three consecutive years of year-over-year growth," said the president of the College, Jorge De Bártolo . According to him, the stability of the dollar and the perception of a more predictable scenario encouraged purchasing decisions among individuals.
On a month-on-month basis, the jump was 2.6% compared to April , which had already set a record by reaching its highest level in more than six years. The continuation of this trend added a sign of consolidation to a sector that had been battered for most of the past five years.
In monetary terms , the total transaction amount reached $782.636 billion , representing a 125.9% year-over-year increase . Measured in constant currency, this was one of the most significant figures of the last five years. The average value of each transaction was $139,507,455 , equivalent to USD 119,307 at the average official exchange rate for the month. This average value grew 90.2% in pesos and 46.9% in dollars compared to May 2024.
One of the data points that most caught the attention of operators and analysts was the performance of mortgage deeds . In May, 1,300 bank loan transactions were signed , a figure that represented a year-over-year increase of 822% . In the first five months of the year, mortgage deeds with financing reached 5,394 transactions . These data reflected a recovery in mortgage lending, a phenomenon that several sector players attributed to the new macroeconomic scenario.
De Bártolo noted that "credit transactions are increasing a little every month." This mention was not accidental: the 2018 mortgage boom had begun to slow at this point in the year, while now the numbers are showing the opposite trend.
The mortgage surge coincided with more predictable monetary policy and a drop in real interest rates, following the initial sharp decline that affected purchasing power. Improved access to credit, combined with exchange rate stability, encouraged a segment of buyers who had been excluded in previous years.
At the same time, the decline in inflation and the consolidation of the fiscal surplus also generated more favorable conditions for banks. The ability to design mortgage products with greater financial predictability helped to boost a market that had been virtually frozen in the post-pandemic period and during the final years of the previous administration.
The overall economic context also played a role. The real estate market was coming off a historic April: it was the best month since 2018 , as reported by Infobae on May 26. That month saw a significant acceleration in transactions, driven by improved expectations and the perception that the official exchange rate had entered a phase of greater predictability.
The phenomenon was amplified in May, not only by the improvement in macroeconomic variables but also by the consolidation of signs of confidence. Industry sources noted that demand had rebounded strongly, especially in the middle and upper-middle segments, who found in mortgage financing a way to access services that hadn't existed for some time.
Another notable aspect was the geographic homogeneity of the recovery . While the majority of transactions were concentrated in high-density neighborhoods such as Palermo, Caballito, and Belgrano, an increase was also observed in traditionally more marginalized areas such as Flores, Villa Urquiza, and Mataderos. In all cases, deeds with credit gained share.
For the banking sector, the outlook was also encouraging. Several public and private banks expanded their UVA mortgage credit lines during the second quarter of the year, with more competitive conditions. This reopening of credit, coupled with the drop in inflation, attracted a new type of buyer who had previously remained on the sidelines of the market.
The Notaries Association emphasized that the combination of exchange rate stability , credit recovery , and improved consumer confidence helped consolidate the sector's recovery. June's data will be key to determining whether this expansionary cycle continues in the second half of the year.
www.buysellba.com
Source:
Las escrituras inmobiliarias en CABA crecieron 22% en mayo y son un boom las compras de inmuebles con crédito
El volumen de transacciones registró un nuevo salto mensual y consolidó una tendencia positiva que ya lleva tres años. Fuerte alza de las operaciones con financiamiento bancario
www.infobae.com
June 26, 2025
Transaction volume recorded a new monthly increase, consolidating a positive trend that has lasted three years. Strong increase in bank-financed transactions
Mortgage loan transactions grew 822% year-on-year and accounted for more than 23% of the total in Buenos Aires (Illustrative Image by Infobae)
Real estate activity in the Autonomous City of Buenos Aires achieved further growth in May 2025, with 5,610 deeds of sale being signed , representing a 22% increase compared to the same month last year , according to the monthly report released by the Buenos Aires Notary Association. This figure surpassed the 5,471 transactions recorded in April and became the highest monthly figure since the peak in 2018.
This increase is part of a 36-month streak of positive year-over-year variations , something unprecedented in the market's recent history. "We have now reached three consecutive years of year-over-year growth," said the president of the College, Jorge De Bártolo . According to him, the stability of the dollar and the perception of a more predictable scenario encouraged purchasing decisions among individuals.
On a month-on-month basis, the jump was 2.6% compared to April , which had already set a record by reaching its highest level in more than six years. The continuation of this trend added a sign of consolidation to a sector that had been battered for most of the past five years.
In monetary terms , the total transaction amount reached $782.636 billion , representing a 125.9% year-over-year increase . Measured in constant currency, this was one of the most significant figures of the last five years. The average value of each transaction was $139,507,455 , equivalent to USD 119,307 at the average official exchange rate for the month. This average value grew 90.2% in pesos and 46.9% in dollars compared to May 2024.
One of the data points that most caught the attention of operators and analysts was the performance of mortgage deeds . In May, 1,300 bank loan transactions were signed , a figure that represented a year-over-year increase of 822% . In the first five months of the year, mortgage deeds with financing reached 5,394 transactions . These data reflected a recovery in mortgage lending, a phenomenon that several sector players attributed to the new macroeconomic scenario.
De Bártolo noted that "credit transactions are increasing a little every month." This mention was not accidental: the 2018 mortgage boom had begun to slow at this point in the year, while now the numbers are showing the opposite trend.
The mortgage surge coincided with more predictable monetary policy and a drop in real interest rates, following the initial sharp decline that affected purchasing power. Improved access to credit, combined with exchange rate stability, encouraged a segment of buyers who had been excluded in previous years.
At the same time, the decline in inflation and the consolidation of the fiscal surplus also generated more favorable conditions for banks. The ability to design mortgage products with greater financial predictability helped to boost a market that had been virtually frozen in the post-pandemic period and during the final years of the previous administration.
The overall economic context also played a role. The real estate market was coming off a historic April: it was the best month since 2018 , as reported by Infobae on May 26. That month saw a significant acceleration in transactions, driven by improved expectations and the perception that the official exchange rate had entered a phase of greater predictability.
The phenomenon was amplified in May, not only by the improvement in macroeconomic variables but also by the consolidation of signs of confidence. Industry sources noted that demand had rebounded strongly, especially in the middle and upper-middle segments, who found in mortgage financing a way to access services that hadn't existed for some time.
A break in the trend
While the total volume of credit transactions is still below that recorded in 2018, the trend has changed. The year-over-year growth rate of mortgage deeds in May was the highest in the last seven years.Another notable aspect was the geographic homogeneity of the recovery . While the majority of transactions were concentrated in high-density neighborhoods such as Palermo, Caballito, and Belgrano, an increase was also observed in traditionally more marginalized areas such as Flores, Villa Urquiza, and Mataderos. In all cases, deeds with credit gained share.
For the banking sector, the outlook was also encouraging. Several public and private banks expanded their UVA mortgage credit lines during the second quarter of the year, with more competitive conditions. This reopening of credit, coupled with the drop in inflation, attracted a new type of buyer who had previously remained on the sidelines of the market.
The Notaries Association emphasized that the combination of exchange rate stability , credit recovery , and improved consumer confidence helped consolidate the sector's recovery. June's data will be key to determining whether this expansionary cycle continues in the second half of the year.
www.buysellba.com
