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Banking I just opened a peso bank account with my passport (no DNI or precaria), here's how

GringoGod

New member
I just arrived in Argentina and managed to get a local bank account open with no DNI. I'm posting the information here in case it may be of use to anyone else. I'm personally apartment shopping and need a way to pay expenses other than paying cash in person, but I'm sure the account has many uses.

What you will need:
Your passport
A printout of your current electronic visa stamp (not overstayed), from here : https://www.migraciones.gov.ar/transitos/
A printout of this page : https://www.bcra.gob.ar/BCRAyVos/inmigrantes-preguntas-frecuentes.asp

What you do :
First, you need a CDI number from the AFIP office with jurisdiction over wherever you are staying. This page will tell you where : https://serviciosweb.afip.gob.ar/genericos/buscadordependencias/dependencias.aspx
Go to the office and get a CDI number, This was relatively straightforward for me.

Next, take your CDI number printout and your other documents to one of the participating banks (Ciudad, Provincia, Santander y Macro). I got my account open at Provincia, but in theory any of the four should work. I went to the main branch downtown on San Martin, I would recommend you do the same, as smaller branches are likely to be even less cooperative.

Tell them you are there to open a Cuenta de Ahorros para Inmigrantes. This is the part that gets tricky. Everyone will insist that you need a DNI or a precaria. You don't. The page you printed out from the Banco Central says that residentes transitorias can open accounts with a comprovante of their status. The electronic visa stamp is a comprovante that says you are a residente transitoria. Let me reinforce the point that the bank will not want to do this, you will need to explain this to them, multiple times.

They will then hopefully let you open the account. They will need the CDI number document from AFIP and your passport. That's it. The account has some kind of limit on it (250k pesos a month, or 250k peso maximum limit, I'm not sure yet.) I'm still waiting for my card to arrive, at which point I will be able to login to internet banking and see if the account is actually good for anything, or if I have to go try the other banks until I find one with working internet banking, but the account is open. Perhaps this account can help someone else. I have no idea about the tax implications.
 
To avoid confusion .Opening a bank Account with Credit Cards and a checkbook is something Else..
A Caja de Ahorros account with a debit card , is what is mentioned on this thread..!
 
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