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Guide to a life change: How to buy a lot in a gated community, choose the ideal location and pay the right price - Infobae
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April 8, 2024
The wave of moves to urbanizations continues. What are the most in-demand lands, how much is paid for real estate commission and other issues to take into account
By José Luis Cieri
Nordelta: the land that overlooks the water is the most sought-after within the town city located in the district of Tigre
The tendency to reside in urbanizations, which intensified during the pandemic, continues in the real estate sector. And a large part of the demand that moves away from large cities opts for the purchase of lots to build their homes.
Given this panorama, questions arise about the ideal lots, prices and real estate commissions to consider, among other key issues to make an informed decision.
The most relevant thing is the location of the lot. “It is important to consider the proximity to the Club House , the entrance and the sports areas, especially if there are children in the family, to ensure easy access to these facilities and also facilitate participation in school activities,” said José Iribarren , commercial director of Eidico.
It is also crucial to know who the project developer is and their experience in the market, as well as the cost of expenses and available services.
Laura Ricchio , from Tizado Inmobiliaria, with operations in Nordelta and Puertos, observed: “The orientation of the sun, the surface of the plot and whether the lot is central, perimeter, facing a lagoon or river, are subjective aspects that depend on the customer preferences.
Whoever is about to buy should also look at the location of the business and the available services, such as water, electricity, natural gas, sewer and fiber optics. Also, take into account what stage of development the neighborhood is in, whether it is growing, in full development or already consolidated, with families living and building in the area.
It is essential to have an advisor who can explain and satisfy the specific needs of the interested party
“On the other hand, it is essential to consider the security measures offered by the project, such as electric fence, perimeter wall, camera circuit, security checkpoints and surveillance services. In addition, no less important are the amenities included in the ordinary expenses, such as sports fields, recreational activities, gym, spa, clubhouse, SUM, swimming pool, restaurants and supplies,” detailed Luciana Arias , real estate advisor at Matías Szpira Bienes Raíces.
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Among the considerations in choosing lots, not only the square meters should be considered, but also the distribution between front and width. Lands with wide fronts of more than 25 meters are highly valued for their ability to optimize the construction and spaces of the house, while a surface area greater than 750 m2, with forestation and landscaping, is an additional value.
In several cases the demand favors being close to the clubhouse or the entrance area to the development.
Mariano Otálora , vice president of SAT Group, the company in charge of the development of La Magdalena in Canning, said: “the location within the neighborhood requires careful consideration of preferences such as proximity to the entrance, location on the boulevard or view of lagoons. Advice is essential as it often does not justify paying more for a placement that provides no real benefits. In addition, invisible factors such as infrastructure, services, community functioning, neighborhood management and commitment to sustainability are vital aspects.”
It is essential to review the supporting documentation of the batch to guarantee its legality. It is recommended to contact local real estate agencies to obtain security and professionalism in management.
It is also recommended to request the construction regulations, since each neighborhood has its own restrictions and architectural commissions to control the works.
The Magdalene in Canning. It is also important to carefully review the construction and coexistence regulations before making a decision to buy the lot, specialists suggest.
Arias clarified: “Restrictions usually include minimum requirements for covered area, setback distances and construction deadlines. In addition, it is important to verify if the lot has an Assignment of Rights or direct deed before the purchase, ensuring that the seller delivers all the necessary reports and that the title is free of encumbrances and restrictions.”
What is needed and what is paid
In order to purchase, the buyer must have proof of funds and his/her National Identity Document (DNI).“The buyer assumes the payment of 4% plus VAT in real estate fees, while the deed costs vary depending on whether the neighborhood is deeded. In the case of Transfer of Rights in a neighborhood without a deed, a stamp of 0.6% is paid and approximately between 0.2% and 0.4% as a notary's fee. Some developments may also charge additional administrative and management fees,” Ricchio explained.
Land in Terravista, in the General Rodríguez area
Deed expenses vary depending on the amount to be deeded. In first deeds, the notary is appointed by the Entrepreneurship Trustee, with generally higher costs.
Otálora added: “We always request a proforma from the notary office to provide clients with a detailed budget, which includes the expenses of each party. The final value of the deed depends on the official dollar exchange rate on the day before the signing.”
Values
The most sought after lots are those with access to the lake, the Tigre and Escobar area is highly sought after for its proximity to the water.Prices vary depending on the type of neighborhood. In Nordelta, internal ones start at USD 200,000 and those facing the lake cost USD 300,000. In Ports they start at USD 105,000 financed with 30% of the ticket and up to 60 installments. And the lake starts at $200,000.
The least sought after lands are the perimeter ones
“Prices also depend on the location and orientation of the lot, for example those near the water tend to be more expensive by up to 40% in some cases,” said Iribarren.
At Estancia Carabassa, in Pilar, with land sizes of 800 m2 on average, there are lots starting at USD 64,200; The payment method includes an advance payment in dollars + 30 monthly installments in pesos adjusted quarterly by the Index of the Argentine Chamber of Construction (CAC) + 3 reinforcements in pesos.
In San Antonio, in Canning, the land is around 650 m2, with values ranging from USD 44,000 to USD 63,000; The financing includes an advance payment in dollars and installments in pesos with CAC adjustment.
While in the western area of Greater Buenos Aires there are several options. In San Diego, 1,500 m2 plots of land in central locations vary between USD 200,000 and USD 300,000, and those facing the pole are at USD 450,000. In Weston, perimeter fences are worth USD 110,000; in Álvarez del Bosque the central and 450 m2 plots are at USD 45,000; while in El Nacional, the prices of lots with golf views are worth USD 75,000, with average surfaces of 1,100 m2.
Otálora concluded: “In La Magdalena, the lots are large, measuring up to 1,500 m2, offering panoramic views of lagoons, forests with centuries-old afforestation and sports areas. Prices start at USD 53,000, with personalized financing options in pesos and dollars.”
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