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The province of Buenos Aires was not left behind in the fall in property sales - La Nacion Propiedades
Source:
www.lanacion.com.ar
September 24, 2025
Although the values remain high, when comparing them with the previous year, the first falls have already begun to be seen.
In August, 3% fewer deeds were signed than in July. Archive
The real estate market is going through a pivotal period . After months of growth, driven primarily by mortgage lending, the first declines in the number of deeds signed are already beginning to appear .
In this regard, according to statistics from the Notaries Association of the Province of Buenos Aires, 12,964 deeds were executed in August , representing a 3% decrease compared to July (when 13,334 deeds were registered). Despite this decrease, the level of transactions remains high , consolidating the positive trend of recent months: this number marked a 23% increase compared to the 10,507 transactions completed in the same month in 2024.
Market experts assure that the decline in mortgage purchases not only affects these types of transactions, but also cash purchases. "Purchasing with financing triggers other types of transactions."
Regarding mortgages, August closed with 2,287 transactions , representing a 206% year-over-year increase compared to the 747 registered in the same month last year . Meanwhile, compared to July, there was a 5% increase, demonstrating that the impact of the banks' recent interest rate hikes has not yet been reflected in transactions for the eighth month. It's worth remembering that these transactions began four months ago .
"The August figures once again show year-over-year growth, which was also reflected in mortgage activity. Although the overall trend in recent months has been favorable for the sector, we must closely monitor the changes that have occurred in recent weeks in various market variables," said Guillermo Longhi, president of the Notaries Association of the Province of Buenos Aires.
He also highlighted the role of credit as a driving force in the market: "The sharp increase in the number of mortgages reflects how their rise translates into market growth. Therefore, the College expects the mortgage loan supply to consolidate to sustain growth and expand housing affordability," Longhi concluded.
Although trading volume remains at historically high levels for the month , the decline compared to July suggests that the funding slowdown evident months ago is beginning to trickle down to the transaction log .
According to data from the Buenos Aires Notary Association, 6,370 deeds were signed in August , 4.2% fewer than the 6,651 closed in July . This year-on-year increase was 20.2% compared to August 2024. The total amount involved amounted to $1,048,201 million (a 103.5% year-on-year increase), with an average value per transaction of $164,552,842 (equivalent to US$122,569). This demonstrates that the departments with average ticket prices for used units were the main protagonists of this period, but that they will be the most affected when the data for the following months are known.
Despite the monthly decline, August was the fourth-best record in history and the best performance since 2007, according to Jorge De Bártolo, president of the College of Notaries. "This August was once again one of the best records in the entire historical series for this month, ranking fourth, and it was the best performance since 2007," he stated.
Mortgage lending, a key driver of the recovery, also showed a slight slowdown in August. A total of 1,338 mortgage deeds were formalized, representing a 221.6% year-over-year increase , but a slight decrease compared to the 1,393 transactions recorded in July . In eight months, Buenos Aires City has recorded 9,341 mortgage transactions (representing a 638% year-over-year increase). De Bártolo emphasized that, in mortgages, August "once again had a very good index and is clearly positioned as the best since 2018."
Banks anticipate tightening lending conditions during the second half of the year due to the financial system's lack of liquidity and the absence of a developed secondary market for recycling mortgage portfolios. This raises serious doubts about the sustainability of this pace. "Beyond speculation, September will slow down lending ," De Bártolo noted.
"We always insist that stability is key to real estate transactions and that we must find the tools to consolidate every mortgage transaction generated in Argentina. As notaries, we always work to speed up processing times and generate a secure document," he added.
Thus, a more marked decline in the current mortgage lending situation is expected to begin in September .
www.buysellba.com
Source:
La provincia de Buenos Aires no se quedó atrás en la caída de las ventas de propiedades
A pesar de que los valores continúan siendo altos, al hacer la comparación con el año anterior, ya comenzaron a evidenciarse las primeras caídas
www.lanacion.com.ar
September 24, 2025
Although the values remain high, when comparing them with the previous year, the first falls have already begun to be seen.
In August, 3% fewer deeds were signed than in July. Archive
The real estate market is going through a pivotal period . After months of growth, driven primarily by mortgage lending, the first declines in the number of deeds signed are already beginning to appear .
In this regard, according to statistics from the Notaries Association of the Province of Buenos Aires, 12,964 deeds were executed in August , representing a 3% decrease compared to July (when 13,334 deeds were registered). Despite this decrease, the level of transactions remains high , consolidating the positive trend of recent months: this number marked a 23% increase compared to the 10,507 transactions completed in the same month in 2024.
Market experts assure that the decline in mortgage purchases not only affects these types of transactions, but also cash purchases. "Purchasing with financing triggers other types of transactions."
Regarding mortgages, August closed with 2,287 transactions , representing a 206% year-over-year increase compared to the 747 registered in the same month last year . Meanwhile, compared to July, there was a 5% increase, demonstrating that the impact of the banks' recent interest rate hikes has not yet been reflected in transactions for the eighth month. It's worth remembering that these transactions began four months ago .
"The August figures once again show year-over-year growth, which was also reflected in mortgage activity. Although the overall trend in recent months has been favorable for the sector, we must closely monitor the changes that have occurred in recent weeks in various market variables," said Guillermo Longhi, president of the Notaries Association of the Province of Buenos Aires.
He also highlighted the role of credit as a driving force in the market: "The sharp increase in the number of mortgages reflects how their rise translates into market growth. Therefore, the College expects the mortgage loan supply to consolidate to sustain growth and expand housing affordability," Longhi concluded.
What happened in the City of Buenos Aires?
The real estate market in the City of Buenos Aires registered a slight contraction in the number of deeds of sale in August, a sign that analysts attribute to the impact of the mortgage cooling .Although trading volume remains at historically high levels for the month , the decline compared to July suggests that the funding slowdown evident months ago is beginning to trickle down to the transaction log .
According to data from the Buenos Aires Notary Association, 6,370 deeds were signed in August , 4.2% fewer than the 6,651 closed in July . This year-on-year increase was 20.2% compared to August 2024. The total amount involved amounted to $1,048,201 million (a 103.5% year-on-year increase), with an average value per transaction of $164,552,842 (equivalent to US$122,569). This demonstrates that the departments with average ticket prices for used units were the main protagonists of this period, but that they will be the most affected when the data for the following months are known.
Despite the monthly decline, August was the fourth-best record in history and the best performance since 2007, according to Jorge De Bártolo, president of the College of Notaries. "This August was once again one of the best records in the entire historical series for this month, ranking fourth, and it was the best performance since 2007," he stated.
Mortgage lending, a key driver of the recovery, also showed a slight slowdown in August. A total of 1,338 mortgage deeds were formalized, representing a 221.6% year-over-year increase , but a slight decrease compared to the 1,393 transactions recorded in July . In eight months, Buenos Aires City has recorded 9,341 mortgage transactions (representing a 638% year-over-year increase). De Bártolo emphasized that, in mortgages, August "once again had a very good index and is clearly positioned as the best since 2018."
Banks anticipate tightening lending conditions during the second half of the year due to the financial system's lack of liquidity and the absence of a developed secondary market for recycling mortgage portfolios. This raises serious doubts about the sustainability of this pace. "Beyond speculation, September will slow down lending ," De Bártolo noted.
"We always insist that stability is key to real estate transactions and that we must find the tools to consolidate every mortgage transaction generated in Argentina. As notaries, we always work to speed up processing times and generate a secure document," he added.
Thus, a more marked decline in the current mortgage lending situation is expected to begin in September .
www.buysellba.com
