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Properties: Deeds in Buenos Aires City grew 34.5% in July - Ambito Financiero
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Propiedades: escrituras en CABA crecieron 34,5% en julio
El mercado inmobiliario porteño concretó 6651 operaciones de compraventa de inmuebles en CABA. Los créditos hipotecarios continúan fortaleciendo al sector.
www.ambito.com
August 28, 2025
The Buenos Aires real estate market completed 6,651 property sales transactions in the City of Buenos Aires. Mortgage loans continue to strengthen the sector.
The number of real estate deeds continues to rise. Depositphotos
Real estate sales in the City of Buenos Aires continue to show a recovery. According to data from the Buenos Aires Notary Association, the total number of real estate sales deeds registered a 34.5% increase in July compared to the previous year, with 6,651 registrations.
Meanwhile, the total amount of transactions completed increased by 123.4% to $976.906 billion. The average transaction value was $146,881,196 (US$114,840 according to the average official exchange rate): it grew 66.2% in one year in pesos , and 25% in US dollars.
Mortgage loans continue to drive the market
An important fact is the role of mortgage loans in the total number of real estate sales transactions . According to the Notaries Association report, in July, there were 1,393 deeds formalized with a mortgage . This represents a 519.1% increase compared to the same month last year. In the first seven months, a total of 8,003 deeds with a mortgage were recorded .
“This July is the third-best July in the entire historical series, surpassed only by 1998 and 2008, and it was also the best month for mortgages in seven years, with nearly 1,400 loans (8,000 in all of 2025). These figures, analyzed together, deserve to be valued because credit continues to drive activity and represents 20% of total sales,” said Jorge De Bártolo, president of the Notaries Association of the City of Buenos Aires.
"From that perspective, we believe there's still room for further growth, but we understand that this is part of a macroeconomic process that's still being restructured: stability is key for real estate businesses. That's why it's important to understand the new tools that are beginning to be considered, such as divisible mortgages, better known as "deposit-through" loans," added De Bártolo.
Where are the borrowers?
According to a report by Tejido Urbano, the mortgage recovery has a strong geographic footprint. In 2024, the City of Buenos Aires and the Province of Buenos Aires accounted for 65.4% of new mortgages and 63.5% of the total outstanding mortgage stock as of December. This confirms that the phenomenon is strongly concentrated in the Greater Buenos Aires (AMBA).Outside of this area, the main provinces, Córdoba, Santa Fe, and Mendoza, show a slower activation rate. In all of 2024, Córdoba added 1,377 new mortgages, Santa Fe 492, and Mendoza 365. The differences are explained not only by the size of the markets, but also by the productive structure, the dynamics of formal employment, and the banking sector in each region. From a demographic perspective, the profile of borrowers is also very defined.
According to the BCRA's latest Financial Inclusion Report, 80% of mortgages granted in 2024 corresponded to people between 30 and 49 years old, with formal employment and residing in large urban areas. Those under 30, on the other hand, barely accounted for 7.5% of new mortgage applications, a proportion that reflects both credit requirements (maximum age at the end of the term) and barriers to entering the formal labor market.
In addition, the percentage of banks that are tightening their requirements exceeds that of those that are relaxing them. Twelve percent adjusted their conditions in the last three months , and another 12 percent plan to do so in the next quarter.
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